The Smart Choice for Cars, Credit & Service. Be Smart. Buy Smart.®
Apply for Credit
Bad credit? No credit? Need a used car loan in Johnson City? No problem – we do it all. We are a buy-here, pay-here auto financing company, which means that all of our financing is done on-site and nearly all of it is done with our own in-house finance company, Smart Finance. In other words, we are the bank. Even better, we will report all of your payments to all three major credit bureaus. That means while you pay for your car you have the opportunity to really improve your credit score – that’s Smart.
Schedule An Appointment
Smart Auto makes the process of buying a car fast and simple – that’s Smart. It begins with an appointment where you tell us about your situation and what you are looking for, and then we get busy meeting your needs. Buy smart at Smart Auto – the smart choice for Cars, Credit & Service.
Make a Payment
You can make your payment in almost any way possible. Whatever works for you. We take cash, credit, debit, check, money orders, all in person or on-line. We also take ACH auto deduction which is the simplest of all methods. You decide – that’s Smart.
TestimonialsRead More
Kimberly Reeves, 2005 Ford Taurus
May 21st 2013Stephanie N. 2004 Ford Taurus
May 19th 2013Hazel Williams 2007 Hyundai Sonata
May 18th 2013Mandy C. 2005 Trail Blazer
May 17th 2013Robert and Sandra S. 2004 Saturn Ion
May 16th 2013
Smart Auto
Smart Auto provides a program that makes owning a quality vehicle affordable and helps you drive towards a better financial future - that’s Smart.
More Info
Contact Us
3001 Bristol Highway Johnson City, Tennessee 37601-1511 Sales: (423) 434-0800
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