Bad credit? No credit? Need a used car loan in Johnson City? No problem – we do it all. We are a buy-here, pay-here auto financing company, which means that all of our financing is done on-site and nearly all of it is done with our own in-house finance company, Smart Finance. In other words, we are the bank. Even better, we will report all of your payments to all three major credit bureaus. That means while you pay for your car you have the opportunity to really improve your credit score – that’s Smart.
Smart Auto makes the process of buying a car fast and simple – that’s Smart. It begins with an appointment where you tell us about your situation and what you are looking for, and then we get busy meeting your needs. Buy smart at Smart Auto – the smart choice for Cars, Credit & Service.
You can make your payment in almost any way possible. Whatever works for you. We take cash, credit, debit, check, money orders, all in person or on-line. We also take ACH auto deduction which is the simplest of all methods. You decide – that’s Smart.